Based in Northern Arizona.

Hoopla about the New Chip Cards

Okay, so by now almost all of us have had our regular debit/credit cards replaces with ones that have this little microchip on them and that (now) require you to leave your card in the device/card reader until the transaction is completed.
I, for one, was a bit irritated – I just didn’t see how, leaving my card dangling out there was safer than swiping it, putting it away immediately then moving on with my life. So, as we head into this years holiday shopping season I thought I’d find out what all the hoopla was about.
First thing I found out about EMV (which stands for Europay, MasterCard and Visa). EMV apparently is the global standard for cards equipped with computer trips and the technology used to authenticate chip-card transactions.

Click the link below to read more about:

Why EMV cards are more secure than traditional cards
How to use an EMV card to make a purchase (if you’re one of the ones who have just recently received the updated card)
If card dipping the only option ( “Card Dipping” according to, “is the insertaion of a credit or debit card into a reader in an automated teller machine (ATM) or EMV point of sale (POS) terminal.” -even I had to look that term up!)
Will you still have a sign to sign or enter a PIN for my card transaction
If fraud occurs after the EMV cards are issued, who will be liable for the costs
Since we are past October 1, 2015; is the transition to EMV technology complete
If you want to use your chip-card at a retailer that doesn’t support EMV technology yet, will the card still work
Will you be able to use your EMV card when traveling outside the country
Click here to read the article by